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Introducing our health management programs


Benefits for exercise and gym membership fees are being incorporated into HCF Group’s health management programs. Your benefits remain but the way you claim for these will change.

We are removing your excess


From 1 July 2010 you won’t pay the first $50 of a claim. We’ve removed the six monthly limit and replaced it with an annual limit – you can claim the full amount in one go.

How to claim exercise and gym membership fees from 1 July 2010


To claim, you and your doctor will need to complete the Exercise and Gym Benefits claim form. This will let us know what health condition you are claiming for, and what type of exercise is prescribed to help with this condition. Please submit this form along with your receipts.

Health Management programs


These offer benefits for a range of services that help keep you fit and well.

These programs include:

  • Exercise programs and gym membership fees (formerly KeepFit)
  • First aid course
  • Learn to swim
  • Quit smoking
  • Weight management
  • Stress management programs (from 1 July 2010)
  • Childbirth education (from 1 July 2010)*
  • Lactation consultation (from 1 July 2010).*

Your level of cover Health Management Programs annual limit (6 month waiting period applies)
Any hospital with Top Extras $200 per person, up to $400 per family policy
  • Any hospital with Smart Extras or Healthcover Plus Extras
  • Healthmate Ultimate
  • Healthcover Plus Extras only
  • HealthClub
$150 per person, up to $300 per family policy
  • Healthmate Starter
  • Healthmate Advanced
  • Healthmate Executive
$100 per person, up to $200 per family policy
Healthmate Essentials N/A

Note: some levels of cover are closed to new members.

Please call us on 13 13 72 if you want to change your cover.

Before you start any program, please call Manchester Unity on 13 13 72 to ensure your particular program is eligible for a benefit.

* Only available on Top Hospital with Extras or Healthmate Ultimate.

My Health Guardian


Our unique online health improvement program is like having your own health coach 24 hours a day. This is available free of charge to Manchester Unity members with hospital or extras cover.

Take a virtual tour and see how you can start living a healthier life.